collateral

word

/kəˈɫætɝəɫ/
kuh-LA-dur-uhl
/kəlˈætəɹəl/
kuh-LA-tuh-ruhl

Definition

'Collateral' is something valuable pledged as security for repayment of a loan. It can also mean something secondary or indirect, as in 'collateral damage' meaning unintended harm.

Usage & Nuances

Common in finance: 'post collateral', 'use as collateral.' In military/policy contexts, 'collateral damage' means unintended consequences. Do not confuse with 'colleague' or 'collection.' Formal and technical in finance; more general in 'collateral damage.'

Example Sentences

She used her car as collateral to get the bank loan.

basic

The company offered its building as collateral.

basic

The bank needs some collateral before approving the loan.

basic

The military operation caused significant collateral damage in the area.

natural

He lost his house because he used it as collateral for a risky business deal.

natural

We have to consider the collateral risks before making any decisions.

natural