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Free and clear Meaning in English

expression

ˈfɹi/ /ˈænd/, /ənd/ /ˈkɫɪɹ
FREE-and-KLEER
fɹˈiː/ /ˈænd/ /klˈiə
free-and-KLEE-uh

Definition

'Free and clear' means something is fully owned with no debts or other claims against it—often used about houses, cars, or property.

Usage & Nuances

Mainly used in legal, financial, and real estate contexts to describe full ownership ("own a house free and clear"). Not common in casual conversation. Sometimes extended to other valuable things with potential debts.

Example Sentences

After paying off the last loan, the house is now free and clear.

basic

The car is free and clear—I don’t owe any money on it.

basic

They want to buy land that is free and clear.

basic

Congratulations! Your mortgage is gone and your house is finally free and clear.

natural

He offered to sell me his old boat, free and clear, with all paperwork done.

natural

If you keep making payments, one day your car will be free and clear too.

natural