"foreclose on" in Chinese (Simplified)

• 收回抵押品
• 法拍（房产）

Definition

由于未按时偿还抵押贷款，银行或贷款机构夺回某人的财产，通常是房屋。

Usage Notes (Chinese (Simplified))

正式法律/金融术语，多用于涉及房贷的问题。常见被动语态（例如“银行收回了房子”）。与“驱逐”不同，'foreclose on' 主要指没收抵押物。

Examples

If you stop paying your mortgage, the bank may foreclose on your house.

如果你停止还房贷，银行可能会**收回抵押品**（你的房子）。

The bank decided to foreclose on the property after several missed payments.

房主多次没还贷款后，银行决定**法拍**该房产。

They lost their home when the lender foreclosed on it.

贷款方**收回抵押品**后，他们失去了家。

After losing his job, Tom was afraid the bank would foreclose on his apartment.

汤姆失业后，担心银行会**收回抵押品**（他的公寓）。

Banks don't want to foreclose on properties—they prefer owners to pay their loans.

银行并不想**收回抵押品**，他们更希望业主还清贷款。

The couple moved out weeks before the bank could officially foreclose on their house.

在银行正式**法拍**他们的房子前，这对夫妻就搬走了。