"mortgagee" in Chinese (Simplified)

• 抵押权人

Definition

抵押权人是指向他人提供购房贷款并拥有在贷款未偿还时有权收回房产的人或机构（通常是银行）。

Usage Notes (Chinese (Simplified))

“Mortgagee”是正式、法律领域的词，常与“mortgagor”（抵押人）相对。一般指银行或金融机构。通常只在法律或贷款文件、房地产交易中出现。

Examples

The mortgagee is usually a bank or lender.

**抵押权人**通常是银行或贷款方。

If you do not pay your loan, the mortgagee can take your house.

如果你不还贷款，**抵押权人**可以收回你的房子。

A contract lists the mortgagee and the amount borrowed.

合同中列明了**抵押权人**和贷款金额。

Sometimes the mortgagee will work with you to avoid foreclosure.

有时**抵押权人**会与你协商避免房屋被收回。

Your payments go directly to the mortgagee each month.

你的每月还款都是直接给**抵押权人**的。

The mortgagee's name is on the title until the loan is paid off.

在贷款还清之前，**抵押权人**的名字会在房产证上。