"default on" in Chinese (Simplified)
违约（贷款/债务）
Definition
未能按时偿还贷款、债务或其他应付款项。通常指没有如约支付款项。
Usage Notes (Chinese (Simplified))
这是一个正式用语，主要用于法律、商业和金融领域，如“default on a loan”。宾语通常是债务、贷款、抵押等。不要用于普通承诺，几乎总是与钱有关。
Examples
If you default on your student loan, you may face serious consequences.
如果你**违约（贷款）**，可能会面临严重后果。
The company defaulted on its mortgage last year.
公司去年**未能偿还**房贷。
He lost his house because he defaulted on payments.
他因为**未能按时还款**而失去了房子。
If you default on your credit card, your credit score will drop.
如果你**信用卡违约**，信用评分会下降。
Many people worry they might default on their debts during a recession.
很多人在经济衰退时担心自己会**债务违约**。
Even a single missed payment can be considered defaulting on your loan agreement.
即使只错过一次还款，也可能被视为**违约**贷款协议。