"collect on" in Chinese (Simplified)
兑现（支票、保险赔付）获得（债务付款）
Definition
收到应得的钱，特别是通过兑现支票或索领奖金、保险等合同款项。
Usage Notes (Chinese (Simplified))
主要用于金融或正式场合，如“collect on a check”（兑现支票）、“collect on insurance”（领取保险金）。不能用于普通的收藏行为，例如“collect stamps”。
Examples
He went to the bank to collect on his check.
他去银行**兑现**支票。
She was able to collect on her insurance after the accident.
事故后她成功**领取**了保险金。
They couldn't collect on the debt because the company went bankrupt.
由于公司破产，他们无法**收回**欠款。
After months of paperwork, we finally managed to collect on the insurance policy.
经过数月的文书工作，我们终于**领到了**保险赔付。
You need the original receipt to collect on the warranty.
要**获得**保修，需要原始收据。
If the company fails, it may be hard to collect on your investment.
如果公司倒闭，你可能很难**收回**投资。