"amortization" in Chinese (Simplified)

• 摊销
• 分期偿还

Definition

摊销是指通过定期还款逐步偿还债务，或在会计中将资产成本分摊到一定时期内。

Usage Notes (Chinese (Simplified))

在金融与会计中常用于贷款的分期偿还或无形资产的费用分摊。不要与“折旧”(针对有形资产)混淆。常见于“摊销表”、“贷款摊销”等说法。

Examples

The amortization of the loan will take ten years.

贷款的**摊销**将需要十年。

We use amortization to spread the expense over several years.

我们用**摊销**把费用分摊到几年。

The company records amortization every month for its patents.

公司每月为专利记录**摊销**。

If you check your mortgage statement, you'll see a breakdown of the amortization.

如果你看一下房贷对账单，会看到**摊销**的明细。

Thanks to amortization, we make the same payment on our car loan every month.

因为**摊销**，我们的车贷每月还款额都是一样的。

Our accountant explained how amortization lowers our company’s taxable income every year.

会计师解释了**摊销**如何每年降低公司的应纳税所得。