"charge off" بـChinese (Traditional)

• 核銷（壞帳）

التعريف

正式記錄某筆債務極難收回，並將其作為損失從公司財務帳目中移除。

ملاحظات الاستخدام (Chinese (Traditional))

常用於金融和會計領域，尤其銀行和企業。這不表示債務被豁免，催收可能繼續。名詞為“charge-off（核銷）”。常見於貸款、信用卡壞帳。

أمثلة

The bank decided to charge off the unpaid loan after six months.

銀行在六個月後決定將這筆未還貸款**核銷**。

If customers do not pay, companies may charge off the balance.

如果客戶不付款，公司可能會**核銷**餘額。

The credit card debt was charged off after repeated missed payments.

多次未還款後，這筆信用卡債務被**核銷**了。

Sometimes an account is charged off, but you might still hear from debt collectors.

有時帳戶被**核銷**了，但你還是可能收到催收公司的通知。

It hurts your credit when a loan gets charged off, even if you pay it later.

即使你後來還清，貸款被**核銷**也會影響你的信用紀錄。

The company had to charge off millions because of unpaid bills last year.

去年因為未結帳單，公司不得不**核銷**數百萬。