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"take out a loan" in Chinese (Simplified)

申请贷款

Definition

向银行或金融机构借钱,通常需要签署协议并在之后连本带利偿还。

Usage Notes (Chinese (Simplified))

常见于与'银行'、'房贷'、'车贷'等搭配(如:申请银行贷款)。通常包含正式手续和还款利息。别和其它 'take out' 的意思混淆。

Examples

I need to take out a loan to buy a new car.

我需要**申请贷款**来买一辆新车。

She decided to take out a loan for her studies.

她决定**申请贷款**来读书。

Many people take out loans to buy houses.

许多人**申请贷款**买房。

We couldn't afford that trip unless we took out a loan.

除非我们**申请贷款**,否则负担不起那次旅行。

After losing his job, he had no choice but to take out a loan to pay the bills.

他失业后,不得不**申请贷款**来付账单。

If you take out a loan, make sure you understand all the terms first.

如果你要**申请贷款**,一定要先了解所有条款。