"charge off" in Chinese (Simplified)

• 核销（坏账）

Definition

正式记录某项债务极难收回，并将其作为损失从公司财务账目中移除。

Usage Notes (Chinese (Simplified))

常用于金融和会计领域，特别是银行和企业。并不代表债务被原谅，催收仍可能继续。名词形式是“charge-off（核销）”。常见于贷款、信用卡等坏账情形。

Examples

The bank decided to charge off the unpaid loan after six months.

银行在六个月后决定将这笔未还贷款**核销**。

If customers do not pay, companies may charge off the balance.

如果客户不付款，公司可能会**核销**余额。

The credit card debt was charged off after repeated missed payments.

多次未还款后，这笔信用卡债务被**核销**了。

Sometimes an account is charged off, but you might still hear from debt collectors.

有时候账户被**核销**了，但你还是可能被催债公司联系。

It hurts your credit when a loan gets charged off, even if you pay it later.

即使你后来还清，贷款被**核销**也会影响你的信用记录。

The company had to charge off millions because of unpaid bills last year.

去年因为未结账单，公司不得不**核销**数百万。