"amortized" in Chinese (Simplified)

• 分期摊还的
• 摊销的

Definition

当一项费用或债务在一段时间内以定期金额分期偿还时，被称为分期摊还或摊销。最常用于贷款或无形资产。

Usage Notes (Chinese (Simplified))

主要用于金融和会计领域。常见搭配有“分期摊还贷款”“摊销成本”“已全部摊销”。注意不要和“折旧”混淆（针对有形资产）。重音在第一个音节。

Examples

The loan is amortized over 20 years.

贷款在20年内被**分期摊还**。

The cost was amortized monthly.

成本按月被**摊销**。

The equipment's value was amortized over five years.

设备的价值在五年内被**摊销**。

The interest and principal are both amortized throughout the term of the mortgage.

利息和本金在整个房贷期间被**分期摊还**。

We amortized the software license so the yearly expense was lower.

我们**摊销**了软件许可，从而降低了年度支出。

If the debt isn't amortized properly, you'll pay more in the long run.

如果债务没有被**合理摊还**，你长期会付出更多。