"mortgage" in Chinese (Traditional)

• 抵押貸款
• 房貸

Definition

Mortgage 指的是為了購買房屋或其他房產而申請的貸款，房產本身會作為這筆貸款的擔保。如果借款人不按時還款，貸款方可以收回該房產。

Usage Notes (Chinese (Traditional))

這個詞最常指買房貸款。常見搭配有 'take out a mortgage'、'pay off a mortgage'、'mortgage rates' 和 'monthly mortgage payment'。在日常口語裡，'mortgage' 有時既可以指貸款本身，也可以指每月房貸還款。

Examples

They got a mortgage to buy their first house.

他們辦了**抵押貸款**來買他們的第一套房子。

Her mortgage payment is due tomorrow.

她的**房貸**明天到期要還。

We still have twenty years left on our mortgage.

我們的**房貸**還有二十年才還清。

We're thinking about refinancing our mortgage while rates are low.

趁利率還低，我們在考慮重新貸款我們的**抵押貸款**。

Half my paycheck seems to go straight to the mortgage.

我薪水的一半好像都直接拿去還**房貸**了。

They finally paid off their mortgage, and you could see the relief on their faces.

他們終於還清了**抵押貸款**，你能看出他們臉上的如釋重負。