"mortgage" in Chinese (Simplified)

• 抵押贷款
• 房贷

Definition

Mortgage 指的是为了购买房屋或其他房产而申请的贷款，房产本身会作为这笔贷款的担保。如果借款人不按时还款，贷款方可以收回该房产。

Usage Notes (Chinese (Simplified))

这个词最常指买房贷款。常见搭配有 'take out a mortgage'、'pay off a mortgage'、'mortgage rates' 和 'monthly mortgage payment'。在日常口语里，'mortgage' 有时既可以指贷款本身，也可以指每月房贷还款。

Examples

They got a mortgage to buy their first house.

他们办了**抵押贷款**来买他们的第一套房子。

Her mortgage payment is due tomorrow.

她的**房贷**明天到期要还。

We still have twenty years left on our mortgage.

我们的**房贷**还有二十年才还清。

We're thinking about refinancing our mortgage while rates are low.

趁利率还低，我们在考虑重新贷款我们的**抵押贷款**。

Half my paycheck seems to go straight to the mortgage.

我工资的一半好像都直接拿去还**房贷**了。

They finally paid off their mortgage, and you could see the relief on their faces.

他们终于还清了**抵押贷款**，你能看出他们脸上的如释重负。