"loans" in Chinese (Simplified)

• 贷款

Definition

暂时借给某人、需归还（通常要付利息）的钱或有价值的东西。通常指向银行或他人借的钱。

Usage Notes (Chinese (Simplified))

通常指的是金钱（如“房贷”“学贷”），含有归还和支付利息的含义。单数‘贷款’有时可指借出行为，但多用于金钱。

Examples

Many students need loans to pay for college.

许多学生需要**贷款**来支付大学费用。

The bank offers home loans at low interest rates.

银行提供低利率的住房**贷款**。

We took out two loans to start our business.

我们为了创业申请了两笔**贷款**。

I'm still paying off my student loans after all these years.

这么多年后我还在还学生**贷款**。

Some people avoid loans because they don't want debt.

有些人避免**贷款**，因为他们不想有债务。

Without loans, it would have been impossible to buy our house.

没有**贷款**，我们根本买不起房子。