"loan" in Chinese (Traditional)

• 貸款
• 借款

Definition

指從銀行、公司或他人那裡借來的錢，並承諾以後歸還，通常還要支付利息。它也可以指把某物借給別人一段時間這一行為。

Usage Notes (Chinese (Traditional))

'Loan' 最常見的是作名詞，如 'a bank loan'、'student loan'、'car loan'。在日常英語裡，作動詞時更常用 'lend'，尤其在英式英語中；在美式英語裡，'loan' 有時也可作動詞，用於正式或商業語境。常見搭配有：'take out a loan'、'pay back a loan'、'loan application'、'interest rate'。

Examples

She got a loan from the bank to buy a car.

她從銀行拿了一筆**貸款**來買車。

I need a small loan to fix my roof.

我需要一筆小**貸款**來修屋頂。

He is paying back his student loan every month.

他每個月都在償還學生**貸款**。

We took out a loan to renovate the kitchen, and now we're watching every dollar.

我們辦了一筆**貸款**來翻新廚房，現在每一分錢都得精打細算。

My loan application was approved faster than I expected.

我的**貸款**申請獲批得比我預想的更快。

If the interest rate drops, we might refinance the loan.

如果利率下降，我們可能會為這筆**貸款**再融資。