"loan" in Chinese (Simplified)

• 贷款
• 借款

Definition

指从银行、公司或他人那里借来的钱，并承诺以后归还，通常还要支付利息。它也可以指把某物借给别人一段时间这一行为。

Usage Notes (Chinese (Simplified))

'Loan' 最常见的是作名词，如 'a bank loan'、'student loan'、'car loan'。在日常英语里，作动词时更常用 'lend'，尤其在英式英语中；在美式英语里，'loan' 有时也可作动词，用于正式或商业语境。常见搭配有：'take out a loan'、'pay back a loan'、'loan application'、'interest rate'。

Examples

She got a loan from the bank to buy a car.

她从银行拿了一笔**贷款**来买车。

I need a small loan to fix my roof.

我需要一笔小**贷款**来修屋顶。

He is paying back his student loan every month.

他每个月都在偿还学生**贷款**。

We took out a loan to renovate the kitchen, and now we're watching every dollar.

我们办了一笔**贷款**来翻新厨房，现在每一分钱都得精打细算。

My loan application was approved faster than I expected.

我的**贷款**申请获批得比我预想的更快。

If the interest rate drops, we might refinance the loan.

如果利率下降，我们可能会为这笔**贷款**再融资。