"viatical" in Chinese (Traditional)
Definition
指身患重病者在生前以低於保障金額的價格，將其人壽保險保單一次性出售給第三方的行為。
Usage Notes (Chinese (Traditional))
「viatical」多用於法律、保險或金融領域（如「viatical settlement」生前給付）。日常對話罕見。不要與差旅費用混淆，通常專指患絕症時人壽保險的提前給付。
Examples
A viatical settlement allows a terminally ill person to access money from their life insurance.
**生前保險金**結算讓患絕症的人可以提前取得人壽保險金。
She is considering a viatical option to cover her medical expenses.
她正在考慮**生前保險金**選項來支付醫療費用。
A viatical agreement involves selling a life insurance policy before death.
**生前保險金**協議指的是在被保人死亡前出售人壽保險保單。
If someone needs cash fast because of an illness, they might look into viatical settlements.
如果有人因疾病急需現金，他們可能會考慮**生前保險金**結算。
Many people have never heard of viatical arrangements until they face a serious health crisis.
許多人在面臨重大全健康危機前從未聽說過**生前保險金**安排。
Some companies specialize in buying viatical policies from those with terminal illnesses.
有些公司專門收購患有絕症者的**生前保險金**保單。