"viatical" in Chinese (Simplified)
Definition
指身患重病的人在生前将其人寿保险保单以低于保障金额的一次性付款出售给第三方的行为。
Usage Notes (Chinese (Simplified))
“Viatical” 只用于法律、保险或金融场景（如“viatical settlement”保险金提前支付）。日常对话较少出现。不要与差旅费（差旅津贴）混淆，通常指身患绝症时的人寿保险提前结算。
Examples
A viatical settlement allows a terminally ill person to access money from their life insurance.
**生前保险金**结算让身患绝症的人可以提前获得人寿保险的钱。
She is considering a viatical option to cover her medical expenses.
她正在考虑**生前保险金**选项以支付医疗费用。
A viatical agreement involves selling a life insurance policy before death.
**生前保险金**协议就是在被保险人去世前出售人寿保险保单。
If someone needs cash fast because of an illness, they might look into viatical settlements.
如果有人因为疾病急需现金，他们可能会考虑**生前保险金**结算。
Many people have never heard of viatical arrangements until they face a serious health crisis.
许多人在遇到严重健康危机前从未听说过**生前保险金**安排。
Some companies specialize in buying viatical policies from those with terminal illnesses.
有些公司专门收购身患绝症者的**生前保险金**保单。