"refinancing" in Chinese (Simplified)

再融资

Definition

再融资是用新贷款替换已有贷款或债务的过程，通常为了获得更好的利率或还款条件。

多用于金融、银行领域。常见于房贷、车贷或学生贷款。例如“房贷再融资”等表达。属正式用词。

We are considering refinancing our home loan.

我们正在考虑住房贷款的**再融资**。

Refinancing can lower your monthly payments.

**再融资**可以降低你的月供。

The bank offers refinancing options for car loans.

银行为汽车贷款提供**再融资**选项。

After talking to our financial advisor, we decided refinancing made sense.

和理财顾问聊过后，我们觉得**再融资**很有道理。

Is refinancing really going to save me money in the long run?

**再融资**真的能帮我长期省钱吗？

They helped me with the refinancing paperwork last week.

他们上周帮我弄**再融资**的文件。