"mortgagee" in Chinese (Traditional)

• 抵押權人

Definition

抵押權人是指向他人提供購房貸款，並擁有在貸款未償還時有權取回房產的人或機構（通常是銀行）。

Usage Notes (Chinese (Traditional))

“Mortgagee”是正式、法律用語，與“mortgagor”（抵押人）相對。多數情況下指銀行或金融機構。一般只在法律、貸款文件或房地產交易中出現。

Examples

The mortgagee is usually a bank or lender.

**抵押權人**通常是銀行或貸款機構。

If you do not pay your loan, the mortgagee can take your house.

如果你不還貸款，**抵押權人**可以取回你的房子。

A contract lists the mortgagee and the amount borrowed.

合同中會列明**抵押權人**與借貸金額。

Sometimes the mortgagee will work with you to avoid foreclosure.

有時**抵押權人**會與你協商，避免房產被收回。

Your payments go directly to the mortgagee each month.

每月的付款都是直接交給**抵押權人**。

The mortgagee's name is on the title until the loan is paid off.

在還清貸款前，**抵押權人**的名字會出現在產權證上。