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Underwriters Meaning in English

word · lemma: underwriter

ˈəndɝˌɹaɪtɝz
UN-der-ryt-erz
ˌʌndəɹˈaɪtəz
un-duh-RYT-uhz

Definition

Underwriters are people or companies that evaluate and take on risks, especially in insurance and finance, often deciding whether an application is accepted and on what terms.

Usage & Nuances

Often used in finance and insurance contexts; 'insurance underwriters' assess policy applications, 'underwriters' in banking help launch public offerings. Not used in casual conversation. Don't confuse with 'guarantors' (who promise to pay if someone defaults). Company roles can be individuals or firms.

Example Sentences

The underwriters approved my insurance application.

basic

The bank's underwriters checked all the loan documents.

basic

Insurance underwriters decide if you get coverage or not.

basic

The company's IPO attracted several big underwriters from Wall Street.

natural

After reviewing the risks, the underwriters raised the price of the policy.

natural

Our proposal went through three rounds with the underwriters before approval.

natural