"overdraft" in Chinese (Simplified)

• 透支

Definition

透支是指你在银行账户里的钱用完了，还继续花钱，由银行在一定额度内帮你垫付差额。

Usage Notes (Chinese (Simplified))

“透支”多指银行活期账户超额支取，常见说法有“透支额度”、“透支手续费”。不等于贷款或信用卡欠款。

Examples

My account has an overdraft of $100.

我的账户有100美元的**透支**。

The bank charges a fee for using the overdraft.

银行会因**透支**收取手续费。

She asked her bank to increase her overdraft limit.

她要求银行提高她的**透支**额度。

I didn’t realize I’d gone into overdraft until I checked my statement.

我查看账单时才发现我账户**透支**了。

Be careful, using your overdraft can get really expensive.

小心，使用**透支**会很贵的。

He lives off his overdraft at the end of every month until payday.

他每月月底都靠**透支**过日子，直到发工资。