"lender" in Chinese (Traditional)

• 放款人
• 貸款機構

Definition

「放款人」是指出借金錢給他人並要求歸還（通常需付利息）的人或機構。

Usage Notes (Chinese (Traditional))

「Lender」常見於金融與法律語境，可指個人或機構（如銀行）。常用詞：'the lender and borrower'、'lender of last resort'（最後貸款人，指中央銀行）。與 creditor（泛指債權人）不同。

Examples

The bank is a lender for home loans.

銀行是房屋貸款的**放款人**。

A lender gives you money that you must pay back.

**放款人**借給你錢，你必須歸還。

She met with the lender to discuss the loan.

她和**放款人**會面討論貸款。

My credit score was too low, so the lender rejected my application.

我的信用分數太低，**放款人**拒絕了我的申請。

If you miss payments, the lender can charge extra fees.

如果你延遲付款，**放款人**可以收取額外費用。

Central banks act as the lender of last resort during financial crises.

金融危機時，中央銀行是最後的**放款人**。