"lender" in Chinese (Simplified)

• 放款人
• 贷款机构

Definition

“放款人”是指向他人提供需偿还（通常带利息）款项的人或机构。

Usage Notes (Chinese (Simplified))

“Lender” 多用于金融和法律场合，既指个人，也指机构（如银行）。常见搭配：'the lender and borrower'、'lender of last resort'（最后贷款人，指中央银行）。不要与“creditor”（更广泛的债权人）混淆。

Examples

The bank is a lender for home loans.

银行是住房贷款的**放款人**。

A lender gives you money that you must pay back.

**放款人**借给你钱，你必须归还。

She met with the lender to discuss the loan.

她与**放款人**会面讨论贷款。

My credit score was too low, so the lender rejected my application.

我的信用评分太低，**放款人**拒绝了我的申请。

If you miss payments, the lender can charge extra fees.

如果你逾期还款，**放款人**可以收取额外费用。

Central banks act as the lender of last resort during financial crises.

在金融危机中，中央银行是最后的**放款人**。