"viaticals" in Chinese (Simplified)

• 带病保险转让

Definition

带病保险转让是一种金融产品，指的是保险持有人将其人寿保险保单出售给第三方，第三方在原持有人去世后获得保险金。通常用于绝症患者在去世前需要资金时。

Usage Notes (Chinese (Simplified))

“带病保险转让”只出现在金融和保险场景, 不是日常报销含义。一般涉及因重病急需现金的人。注意不要与“差旅补贴”混淆。

Examples

Many people with terminal illnesses sell their insurance policies as viaticals.

许多绝症患者把保单以**带病保险转让**出售。

Investing in viaticals can be risky but sometimes profitable.

投资**带病保险转让**有风险，但有时很赚钱。

My uncle learned about viaticals when he was planning his finances.

我叔叔理财时了解到**带病保险转让**。

Some people use viaticals as an alternative way to access cash when facing huge medical bills.

有些人遇到巨额医疗账单时, 会把**带病保险转让**作为筹钱的新途径。

Because of some scandals, viaticals are more regulated now than before.

由于一些丑闻, **带病保险转让**如今监管更严格。

If you’re thinking about viaticals, talk to a financial advisor first.

如果你考虑**带病保险转让**, 还是先咨询理财顾问吧。