"underwriting" in Chinese (Simplified)

• 承保（保险/金融）
• 包销（金融）

Definition

承保是指个人或公司为保险单、贷款或投资承担财务风险，通常会收取费用。通常指评估是否为某人提供保险或担保证券的发行和销售。

Usage Notes (Chinese (Simplified))

多用于正式、金融或保险场合。常与“流程”、“标准”或“部门”搭配。保险中指风险评估，金融中指担保证券发行。日常生活中不常用。

Examples

The underwriting process decides if you can get health insurance.

**承保**流程决定你能否获得健康保险。

Banks use underwriting to check your risk before giving a loan.

银行通过**承保**评估你的风险才会发放贷款。

The underwriting team checks every insurance application carefully.

**承保**团队会仔细审核每一份保险申请。

Without proper underwriting, the company could face huge losses if too many claims are made.

没有良好的**承保**，如果理赔太多，公司可能会面临重大损失。

Mortgage underwriting is sometimes slow because checking all your documents takes time.

按揭**承保**有时很慢，因为审核你的所有材料需要时间。

The bank's underwriting standards have become stricter since last year.

自去年以来，银行的**承保**标准变得更严格了。