Underwriter Meaning in English
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Definition
An underwriter is a person or company that evaluates and takes on financial risk for a fee, especially in insurance or investment contexts. They decide if risks like insurance policies or stock offerings should be accepted and under what terms.
Usage & Nuances
Common in business, finance, and insurance. 'Underwriter' can refer to people at insurance companies or financial institutions, and also to firms handling stock or bond offerings. Not typically used in everyday conversation.
Example Sentences
Our company hired an expert underwriter for the new IPO.
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The bank's underwriter approved the loan.
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An underwriter decides how much you pay for car insurance.
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The underwriter asked for more documents before making a decision.
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If the underwriter sees any risks, they might decline your application.
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The underwriter checks if you qualify for health insurance.
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