"annuities" en Chinese (Simplified)

年金

Definición

年金是金融产品或合同，你定期付款，作为回报，可以在未来定期领取一笔钱，通常是在退休后。这些付款可以持续一段固定的时间，也可以持续终生。

“年金”是正式的金融术语，常出现在银行、投资和保险领域。常见搭配有“固定年金”、“变额年金”、“购买年金”。不要与普通“养老金”或“工资”混淆，年金是一种合同或投资产品。

Many people buy annuities to have a steady income after they retire.

许多人购买**年金**，以便在退休后有稳定收入。

Annuities pay out money at regular times, like every month or year.

**年金**会定期发放，比如每月或每年。

There are different types of annuities, such as fixed and variable.

有不同类型的**年金**，比如固定年金和变额年金。

My parents rely on their annuities for most of their retirement income.

我父母的大部分退休收入来自**年金**。

He’s thinking about investing in annuities so he doesn’t have to worry about money later in life.

他正在考虑投资**年金**，这样老了就不用担心钱。

If you want guaranteed payments in your later years, annuities might be a good choice.

如果你想在年老时有保障的收入，**年金**可能是个不错的选择。