"annuities" بـChinese (Traditional)

年金

التعريف

年金是一種金融產品或合約，你定期付款，作為交換，將來能定期領取一筆錢，通常是在退休後。這些款項可以持續一定時期或終身發放。

「年金」為正式金融詞彙，主要用於銀行、投資和保險領域。常見搭配有「固定年金」、「變額年金」、「購買年金」。不要與一般「退休金」或「薪資」混淆，年金屬於一種金融合約產品。

Many people buy annuities to have a steady income after they retire.

許多人購買**年金**，讓自己退休後有穩定收入。

Annuities pay out money at regular times, like every month or year.

**年金**會定期發放，例如每月或每年。

There are different types of annuities, such as fixed and variable.

**年金**有不同種類，例如固定年金和變額年金。

My parents rely on their annuities for most of their retirement income.

我父母的退休金大多依靠**年金**。

He’s thinking about investing in annuities so he doesn’t have to worry about money later in life.

他正在考慮投資**年金**，等老了就不用擔心錢了。

If you want guaranteed payments in your later years, annuities might be a good choice.

如果你想在年老時獲得保障收入，**年金**可能是不錯的選擇。